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The First Step When Buying A Home
As a realtor, the most common question I hear is “Where do I start?”. You are ready to find your dream home, but you aren’t sure how to start the process. It can feel daunting to some people, but one step at a time and before you know it, you will be living in your dream home!
So, first things first. Contact a lender (If you do not have a lender in mind you want to use, I have worked with several in the area and would love to recommend one to you!). After just a few question over the phone, the lender can let you know how much you will qualify for. It is important to do this first, because the last thing you want, is to guess at how much you can afford, find a home you LOVE and then find out it’s not do-able. Or on the flip side, sell yourself short and miss out on the home of your dreams!
A pre-qualification also gives you great negotiating power. Sellers want to see that the buyer is qualified, and can put their money where their mouth is. It gives them the assurance that they are taking their home off the market for someone who is truly serious, and they aren't loosing showing days for an offer that doesn't have anything backing it.
Don't loose the home of your dreams, because you are putting off talking to a lender!
As an Army wife and momma of small children, I know how important it is to have people you can trust and rely on! Let me show you why you need a Savage army wife as a realtor!....